Moral Hazard

Protection from consequences encourages risky behavior. Safety nets can become trampolines.

Featured In

The 2008 Financial Crisis
The Manhattan Project
The Irish Potato Famine
Uber's Disruption of Transportation
The Enron Scandal
The Dysfunctional Team Project
The CRISPR Gene Editing Revolution
The Whistleblower's Dilemma
The Privacy vs. Security Trade-off
The Pension Time Bomb

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“You’ve got to have models in your head. And you’ve got to array your experience — both vicarious and direct — on this latticework of models.”— Charlie Munger

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Scenarios are AI-generated explorations of mental models applied to real-world events. Visualizations, design, and software are original works of Leema LLC.

Mental model descriptions draw on published scholarship including Munger, Kahneman, Taleb, Meadows, and others. These are learning aids, not substitutes for the cited works.

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